Homeowners are refinancing in record numbers because of the low RBA cash rate, which has made money cheaper. There’s also competition amongst lenders looking to take advantage of this opportunity and all time high level refinance compared with last year’s data.

Refinancing can be a great way to save on your monthly mortgage repayments. One of the most common types, fixed rate loans have conditions that may not suit everyone’s needs – so it is important you do plenty research before deciding which option would work best for yourself as well as taking into account any other factors such financial stability or future growth plans .

And we can help you go through the fine print, fees and limitations that are important to know about when comparing loan options. We will also determine whether a fixed or variable rate makes more sense for your individual financial situation – it’s all up to what works best with how much time constraints allow!