MORTGAGE BROKER CHELSEA
If you are looking for a Mortgage Broker in Chelsea to help you sort out a home loan, then contact Will Bell Mortgage Broker Chelsea.
You will be happy with our fast and friendly customer service for all your home loan needs.
WIDE OPTION FROM PARTNER LENDERS
Home Loans Specialist in Chelsea, VIC
Will Bell Mortgage Broker Chelsea will sit with you for the entire process – from initially understanding your current situation to selecting the best home loan to lodging the home loan application at the bank and to approval.
We will also be there for you on your post home loan approval to make sure your needs are being met.
Will Bell Mortgage Broker Chelsea caters for all home loan needs including first home owners, refinancers, debt consolidations and property investors.
If you want a Home Loan Specialist in Chelsea who has been in the finance and mortgage industry for 15 years, then get in contact with us today!
Why Choose Will Bell As Your Chelsea Mortgage Broker
With Will’s almost 15 years experience in banking and mortgage broking, he can hold your hand and guide you through what can be quite an overwhelming process.
Regardless of what you want to achieve if it is home loans related, Will Bell Mortgage Broker Chelsea is up for it.
Our business is local and has grown organically because we work for our clients and not for our pocket. We really think about your needs and commit ourselves in getting you the most ideal choice. That is the reason we see ourselves as being extraordinary compared to any other Chelsea Mortgage Broker.
We also service other locations:
First Home Buyers Melbourne FAQs (Frequently Asked Questions)
Typically, a deposit equivalent to 20% of the total house value is considered a good target. But, you may still secure a loan with a smaller deposit by taking out Lenders Mortgage Insurance (LMI).
Lenders Mortgage Insurance (LMI) is a form of insurance that lenders obtain to safeguard against the risk of not being able to recover the outstanding loan balance. This typically occurs when borrowers default on their loan payments, and the property is sold for an amount that falls short of the outstanding loan balance.
The majority of State and Territory governments extend stamp duty concessions to first-home buyers, and in certain instances, they may waive the requirement to pay stamp duty entirely. For example, in Victoria, first-home buyers are exempt from paying stamp duty if the property’s value is less than $600,000, and the contract was signed after 1 July 2017. Additionally, if the property value falls between $600,000 and $750,000, first-home buyers can benefit from a concessional stamp duty rate.
Mortgage brokers and banks both provide financing options for people looking to buy a home, but they differ in the way they provide these services. Mortgage brokers are independent professionals who work with multiple lenders to find the best mortgage product for their clients. Banks, on the other hand, are financial institutions that offer mortgage products directly to their customers.
One of the key differences between mortgage brokers and banks is the range of products and services they offer. Mortgage brokers have access to a wider range of lenders and products, which means they can often find a mortgage that is tailored to a client’s specific needs and financial situation. Banks, on the other hand, typically only offer the mortgage products they have available, which may be limited in terms of options and flexibility.
Yes. Our mortgage broker in Chelsea can structure your mortgage to be based on your income and assets. They can also help you explore options such as a line of credit, which allows you to have money when you need it, a home equity line of credit, where you borrow against the value of your home, or a mortgage refinance, where you change the interest rate on your existing mortgage.
Yes, Our mortgage broker in Chelsea can help you find a mortgage loan even if you have bad credit. Our Mortgage brokers have access to many different lenders and are prepared to work on your behalf to help find you a mortgage loan.
Navigating the mortgage market can be overwhelming, but a mortgage broker can simplify the process. With access to a range of lenders, they can help you find the right mortgage product tailored to your unique financial situation. Brokers have extensive knowledge of the market and can negotiate on your behalf to secure better rates and terms. Let our professional mortgage broker guide you through the process of finding your dream home!
Services We Provide
Contact Us for Mortgage Broking Services in Chelsea
If you would like to find out more about our mortgage broking services in Chelsea or would like to learn more about our other range of services, including refinancing, feel free to get in contact with the team at Will Bell Mortgage Broker. Give us a call on 0448 111 046 – we will be happy to assist you with your enquiries.
Looking to Move to Chelsea?
Chelsea is a gorgeous beachside suburb 30 kilometers from Melbourne’s city center. Picturesque beachfront with iconic beach boxes, shopping district with all you need, excellent schools, beautiful parks, friendly people, and Will Bell Mortgage Broker Chelsea to boast about it.
Will Bell Mortgage Broker Chelsea would be delighted to assist you with your mortgage requirements.
We represent a diverse panel of lenders and have all of the essential skills to help you with any financial concerns you may have.
The staff goes out of their way to ensure that all of your expectations are fulfilled and exceeded at every opportunity.
Will Bell Mortgage Broker Chelsea is here to help if you’re considering purchasing your first house, wanting to upgrade your existing loan, investing in real estate, refinancing, or consolidating your debts.
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