MORTGAGE BROKER HASTINGS
Will Bell Mortgage Broker Hastings has been making customers happy with home loan finance help in the Hastings area for years.
If you want to select from the best lenders and mortgages,
Will Bell Mortgage Broker is the team for you. Book an appointment today!
WIDE OPTIONS FROM PARTNER LENDERS
Highly Rated Home Loan Expert in Hastings
Will Bell Mortgage Broker Hastings has 15 years experience in the finance industry and is a trusted professional credit advisor to his clients.
He has assisted many clients locally in the Hastings, Tyabb, Crib Point & Bittern area.
If you’re a first home buyer, an investor, an upgrader, or seeking to refinance, Will Bell Mortgage Broker Hastings is here to get the results!
Experts in home loans, our Hastings Mortgage Broker work their tails off to get the results for their clients. Our Google reviews show they are highly regarded Mortgage Brokers.
If you need help with finance for a home loan or residential mortgages, then let us help you take the stress out of things and book an appointment today!
First Home Buyers Melbourne FAQs
– Typically, a deposit equivalent to 20% of the total house value is considered a good target. But, you may still secure a loan with a smaller deposit by taking out Lenders Mortgage Insurance (LMI).
-Lenders Mortgage Insurance (LMI) is a form of insurance that lenders obtain to safeguard against the risk of not being able to recover the outstanding loan balance. This typically occurs when borrowers default on their loan payments, and the property is sold for an amount that falls short of the outstanding loan balance.
-The majority of State and Territory governments extend stamp duty concessions to first-home buyers, and in certain instances, they may waive the requirement to pay stamp duty entirely. For example, in Victoria, first-home buyers are exempt from paying stamp duty if the property’s value is less than $600,000, and the contract was signed after 1 July 2017. Additionally, if the property value falls between $600,000 and $750,000, first-home buyers can benefit from a concessional stamp duty rate.
-The majority of expenses associated with purchasing a property are usually dependent upon the property’s value and its location. State and Territory governments have varying costs, such as stamp duty, transfer fees, and council rates. Other “add-on” costs you must be prepared for are your Conveyancing Fees, Buyers Advocate Fee (if you’re getting one), Building and Pest Inspection, water rates, and some post-settlement costs. You can check-out our blog on “The Costs Involved When Buying A House” here to know more.
Navigating the mortgage market can be overwhelming, but a mortgage broker can simplify the process. With access to a range of lenders, they can help you find the right mortgage product tailored to your unique financial situation. Brokers have extensive knowledge of the market and can negotiate on your behalf to secure better rates and terms. Let our professional mortgage broker guide you through the process of finding your dream home!
Book an Appointment With Hastings Mortgage Broker
If you would like to find out more about our Hastings Mortgage Broker, or would like to learn more about our other range of services, including refinancing, feel free to get in contact with the team at Will Bell Mortgage Broker. Give us a call on 0448 111 046 – we will be happy to assist you with your questions.
Services We Provide
Looking to move to Hastings?
As part of the Mornington Peninsula, Hastings is located between Tyabb and Bittern, along Western Port’s western shore.
Hastings is a lovely town with a contemporary commercial district that stretches for several blocks along High Street and all the way to the lovely Western Port foreshore. Three large supermarkets are present, along with a number of shopping centers, such as Westernport Central on High Street and the Kmart with specialty stores on Victoria Street.
In case you need a mortgage, Will Bell Mortgage Broker Hastings would be delighted to assist you. As we represent a diverse pool of lenders, we are able to assist you with any financial concerns that you may have. In every way possible, the staff strives to exceed your expectations.
With Will Bell Mortgage Broker Hastings, you can either buy your first house, upgrade your existing loan, invest in real estate, refinance, or consolidate your debt.
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