MORTGAGE BROKER SEAFORD
Will Bell Mortgage Broker Seaford is the premiere finance expert in the Frankston area. They will take the rigmoral of dealing directly with the banks away and find you the best product to suit you. If you need help with a home loan then contact Will Bell Mortgage Broker Seaford today.
Additionally, the team will do its homework and break down the options for the most suitable home loan for you.
Furthermore, we will make sure the process is as smooth as can be.
Seaford Mortgage Broker
We cater the following services:
WIDE OPTIONS FROM OUR PARTNER LENDERS
Highly rated Mortgage Broker Seaford
Will Bell has been in the banking and mortgage industry for almost 15 years. He has a helped a lot of customers in the Seaford and Frankston areas with getting approved for a home loan.
Whether you’re a first home buyer, an upgrader, an investor or looking to refinance, Will Bell Mortgage Broker Seaford is here to assist you.
Will and the team take pride in being there for their clients throughout the process of getting a home loan. That is from getting you ready to be in the right position to getting an approval through to settling and reviewing your loans in the years to come.
The team at WIll Bell Mortgage Broker Seaford really work for their customers and as such have great reviews online. Compared to other Mortgage Brokers in Seaford and the Frankston area their dedication to getting the best for their clients allows them to shine.
First Home Buyers Melbourne FAQs
Typically, a deposit equivalent to 20% of the total house value is considered a good target. But, you may still secure a loan with a smaller deposit by taking out Lenders Mortgage Insurance (LMI).
-Lenders Mortgage Insurance (LMI) is a form of insurance that lenders obtain to safeguard against the risk of not being able to recover the outstanding loan balance. This typically occurs when borrowers default on their loan payments, and the property is sold for an amount that falls short of the outstanding loan balance.
-The majority of State and Territory governments extend stamp duty concessions to first-home buyers, and in certain instances, they may waive the requirement to pay stamp duty entirely. For example, in Victoria, first-home buyers are exempt from paying stamp duty if the property’s value is less than $600,000, and the contract was signed after 1 July 2017. Additionally, if the property value falls between $600,000 and $750,000, first-home buyers can benefit from a concessional stamp duty rate.
-The majority of expenses associated with purchasing a property are usually dependent upon the property’s value and its location. State and Territory governments have varying costs, such as stamp duty, transfer fees, and council rates. Other “add-on” costs you must be prepared for are your Conveyancing Fees, Buyers Advocate Fee (if you’re getting one), Building and Pest Inspection, water rates, and some post-settlement costs.
– Navigating the mortgage market can be overwhelming, but a mortgage broker can simplify the process. With access to a range of lenders, they can help you find the right mortgage product tailored to your unique financial situation. Brokers have extensive knowledge of the market and can negotiate on your behalf to secure better rates and terms. Let our professional mortgage broker guide you through the process of finding your dream home!
**Check out our 5-star Google Reviews here
First Home Buyer in Seaford
Seaford is a popular choice for first home buyers. In the past few years the budget has gone up so at the moment the influx of first home buyers generally come with a good sized deposit.
Seaford is close to major roads such as the Frankston Freeway, Eastlink and Peninsula Link meaning it will get you into work quick. On the weekends you will be able to shoot down Peninsula Link and discover the Mornington Peninsula.
If a lazy weekend is what your feeling then a quiet stroll in the Seaford wetlands or just chilling out at Seaford beach is definately on the card.
What are you waiting for? The team at Will Bell Mortgage Broker Seaford will see you around!
The Home Loan Process Of Seaford Mortgage Broker
The home loan process can be really complicated.
As such we have created a video to provide how your mortgage broker will work with you to get the job done.
From home loan application to selecting lenders and products the team at Will Bell Mortgage Broker has you covered.
Contact Us for Mortgage Broking Services in Seaford
If you would like to find out more about our mortgage broking services in Seaford, or would like to learn more about our other range of services, including refinancing, feel free to get in contact with the team at Will Bell Mortgage Broker. Give us a call on 0448 111 046 – we will be happy to assist you with your enquiries.
Services We Provide
Property Investing
Property investment loans don’t differ too greatly from regular home loans at Will Bell Mortgage Broker.
Check Your Loans
I can take a look at your current loans and make sure you have the best solution.
First Home Buyer
Get the right loan from the start and save you tens of thousands of dollars.
Consolidate Debt
Don’t let your debts take control of you. I can help you get them under control.
Refinancing
Refinancing is the perfect strategy for people looking to minimise their repayments and save on interest rates,.
Investment loans
Will Bell Mortgage Broker assists the residents of Frankston, Cranbourne, Mornington, Berwick and beyond receive the best outcome for their investment loans..
Our Blogs
