Tag

loan
So, you’ve learned everything you need to know about the First Home Loan Deposit Scheme from my previous blog article, “First Home Loan Deposit Scheme: A Definitive Guide for Beginners”. Now, you’re wondering if you’re eligible for it. How do you qualify? How do you apply? What requirements are necessary? In this article, I’ll be...
Read More
Have you been putting off buying your own home due to financial constraints? The First Home Loan Deposit Scheme can be the opportunity you’ve been waiting for to realise your dream of owning a home! In this guide, I’m going to discuss everything you need to know about the First Home Loan Deposit Scheme. What...
Read More
[et_pb_section admin_label=”section”][et_pb_row admin_label=”row”][et_pb_column type=”4_4″][et_pb_text admin_label=”Text”] The HomeBuilder Grant Victoria is a new program announced by the Federal Government to help Australians build a new home or renovate an existing property. Eligible applicants will receive a $25,000 grant towards their build. It’s available to all eligible owner-occupiers, not just first home buyers. This is good news...
Read More
Are you planning to buy an investment property? Buying an investment property is a financial commitment. You need to be aware of all the costs involved in doing so. Knowing what these costs are will help you know how much you can afford and how much you are going to owe. So what are the...
Read More
Over 1 million Australians[1] are swapping their nine-to-five jobs for the freedom of self-employment, picking up work from a variety of freelance jobs – from designing websites to data entry jobs.  Self-employment can be rewarding from both a financial and lifestyle perspective. The downside comes when you want to purchase a home.  Getting a mortgage...
Read More
Do you find mortgage and finance talk confusing? You’re not alone.  It’s very important to understand mortgage before choosing a home loan option that’s right for you. Here, you can learn more about how Australian mortgage works.    What is a Mortgage? First things first, what is a mortgage? A mortgage is a kind of...
Read More
What Is An Investment Loan? An investment loan allows you to borrow money to invest using managed funds, cash investments, and accepted shares as security. It provides you with the chance to invest more than you could using your own money, thus increasing your potential for higher returns.  The amount you can borrow depends on...
Read More
There are many reasons to consider a home refinance. Getting a better interest rate to lower monthly payments is still one of the leading reasons to refinance your home. Moreover, refinancing your home also means that you can access your home equity and put your money in long-term investments. However, applying for a home refinance...
Read More
A line of credit (LOC) home loan allows borrowers to access funds from the equity in their property. This can be used separately or simultaneously for different purposes. Perhaps you want to do a home renovation or have emergency medical expenses. Perhaps you want to utilise the equity in your home as a deposit for...
Read More
Fixed home loan? Variable home loan? Instead of choosing between a fixed or variable home loan, you may consider “getting the best of both worlds” by taking out a split home loan. In this article, I will be talking about split home loan pros and cons to help you decide whether or not this is...
Read More
1 2