6 REASONS WHY PEOPLE REFINANCE THEIR OWN HOME LOAN

Hand holding a key casting a shadow on a wall, symbolizing homeownership and loan refinancing.

6 REASONS TO REFINANCE YOUR HOME LOAN Make 2023 The Year You Start Your Journey As A First Home Buyer I want help in buying my first home There are several good reasons why you should refinance your present mortgage. While it may depend on a variety of factors, refinancing can help you meet big […]

HOW TO USE YOUR EQUITY TO RENOVATE OR INVEST

A hand holding a coin over a black piggy bank, with a scattered array of international coins forming an upward trail on a white background.

HOW TO USE YOUR EQUITY TO RENOVATE OR INVEST 7 in 10 homeowners have utilized the equity in their property to renovate, invest in real estate or shares, or increase their superannuation. Have you considered how you might make use of last year’s home price rise? Have you heard that property prices have increased by […]

First Home Loan Deposit Scheme: Tips to Secure Your Spot

First Home Loan Deposit Scheme: Tips to Secure Your Spot

So, you’ve learned everything you need to know about the First Home Loan Deposit Scheme from my previous blog articles, ‘First Home Loan Deposit Scheme: A Definitive Guide for Beginners’ [1] and ‘First Home Loan Deposit Scheme: Eligibility and Application’[2]. Now, it’s time for you to learn how to secure your spot when applying for the First Home […]

Mortgage Refinance Options: Tips for People with Bad Credit

First Home Loan Deposit Scheme: A Definitive Guide for Beginners

Do you want to refinance your mortgage but think it’s not possible because you have bad credit? Think again. Having bad credit means you won’t get the lowest interest rates or the best loan terms. However, qualifying for a mortgage refinance may still be possible.  Mortgage Refinance Strategies to Keep In Mind Here’s a look […]

Things to Know Before Refinancing Your Home

Common Mortgage Myths, Debunked

There are many reasons to consider a home refinance. Getting a better interest rate to lower monthly payments is still one of the leading reasons to refinance your home. Moreover, refinancing your home also means that you can access your home equity and put your money in long-term investments. However, applying for a home refinance […]

Can I Refinance My Line of Credit Home Loan?

Common Mortgage Myths, Debunked

A line of credit (LOC) home loan allows borrowers to access funds from the equity in their property. This can be used separately or simultaneously for different purposes. Perhaps you want to do a home renovation or have emergency medical expenses. Perhaps you want to utilise the equity in your home as a deposit for […]

How Do I Refinance My Mortgage

Split Home Loan Pros And Cons

Refinancing a mortgage means paying off your current loan and replacing it with a new one. There are many reasons why homeowners choose to refinance: to obtain a lower interest rate; to pay off the loan faster with a shorter term; to convert from a fixed-rate mortgage to an adjustable-rate mortgage, or vice-versa; to finance […]