Get Mortgage Pre Approval with These Simple Steps
You’ve heard about the mortgage pre approval process. You know you need to complete it before you can buy your own house. Yet, what is it actually all about? If you aren’t too sure, this article will help you understand it better. What is a mortgage pre-approval? Long story short, it’s the estimate of how […]
3 Common First Home Buyer Mistakes
It’s smart of you to take a look at this article. Most first home buyers jump the gun, only to end up with financial backlash they wish they’d learned of sooner. Avoid that by getting to know three of the most common first home buyer mistakes: Not doing research Buying a house isn’t as simple […]
5 Ways to Improve Your Credit Score in Australia
Does your current credit score convince you that you’ll never be a homeowner? Think again. A low score might make applying for mortgage hard now, but it doesn’t have to be that way forever. Do you want to know how you can change things on your end? Here are a couple of tips and tricks […]
How To Pay Your Home Loan Off Fast
You want to pay off your home loan as soon as possible. Problem is, you don’t have enough money in your bank account. If you’ve been wondering about how to pay your home loan fast, then this article has the answers you need. Choose a home you can afford. You might need to rethink your choices […]
The First Home Loan Deposit Scheme
How much have you saved to form your 20% home deposit? If you have at least 5% on hand, you just might get your home sooner than expected. How? Enter the First Home Loan Deposit Scheme. It comes with many benefits for potential home buyers like you. Let me list those down. Sounds like a pretty […]
Open Banking is coming soon
Open Banking means home loans will become more complicated. Open Banking is the next wave of innovation to hit the Australian Finance Industry. It is a way for sharing all of your banking data. Large corporations are spruiking this as a game changer and will make it easier to switch lenders. Together with Comprehensive Credit […]
3 tips to recession proof your finances
Today I’m going to give you 3 tips as to what I think people need to do to recession proof your finances. Before you start thinking “oh great, I’ll implement them tomorrow and life will be all peachy”. These are long term things you need to focus on. That is why so many of us […]
What is recession?
What is recession? Recession, it’s that ugly word that scares everyone. Actually, it is just a measuring stick for where we are as an economy. Today, don’t be scared of recession but be scared of what it means. I’ll delve into the reality of the economic world we live in. It is my hope, it […]
ASIC Are Winning At Losing
ASIC are winning at losing again. They lost their court case against Westpac where they alleged that Westpac breached responsible lending laws in approving 262,000 loans, you can read the article here. ASIC are winning at losing seems to be a common theme when it comes to the banking industry. This case is very important because […]
