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Things to Know Before Refinancing Your Home
There are many reasons to consider a home refinance. Getting a better interest rate to lower monthly payments is still one of the leading reasons to refinance your home. Moreover, refinancing your home also means that you can access your home equity and put your money...
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Questions to Ask Your Mortgage Broker
Australians often depend on mortgage brokers to help navigate the complexities of finding the right home loan. As a licensed mortgage broker, I help buyers and refinancers find the best home loan for their situation and needs. Before committing to any loan, make sure...
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Can I Refinance My Line of Credit Home Loan?
A line of credit (LOC) home loan allows borrowers to access funds from the equity in their property. This can be used separately or simultaneously for different purposes. Perhaps you want to do a home renovation or have emergency medical expenses. Perhaps you want to...
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How to Qualify for a Family Guarantor Home Loan
Are you wanting to buy your first home but struggling to put together the deposit? If so, you may need a guarantor home loan to purchase a property. In this article, I will be discussing everything you need to know about a family guarantor home loan. What is a...
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A Guide to Borrowing Extra on Mortgage for Renovations
If you are looking for funds to help you pay for home improvements – be it for a minor cosmetic change or an extensive makeover – you might be thinking about borrowing extra on mortgage for renovations. Our guide should help you decide whether it’s the right option...
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Why the Property Market Will Boom Part 5 – Infrastructure Spending
Rich people love owning property. They know they literally do not have to lift a finger (or spend a dime) and the value of that land will increase. They know their mates in the government will unfairly tax the majority (poor people) and with all that tax money they...
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Split Home Loan Pros And Cons
Fixed home loan? Variable home loan? Instead of choosing between a fixed or variable home loan, you may consider “getting the best of both worlds” by taking out a split home loan. In this article, I will be talking about split home loan pros and cons to help you...
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Should I Get an Interest Only Mortgage in 2020?
Have you heard the term interest only mortgage but aren’t sure what it means? Or maybe you’ve found yourself asking--- should I get an interest only mortgage? If you said yes to any of these questions, I am here to help you. In this article, I will help you understand...
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Secrets to Growing Your Investment Property
A good business is always growing and expanding – and looking for ways to improve your investment properties are no different. You are already an investment property owner, so the hard part is over. Growing your investment property portfolio should be a fun, lucrative...
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How do I Refinance My Mortgage
Refinancing a mortgage means paying off your current loan and replacing it with a new one. There are many reasons why homeowners choose to refinance: to obtain a lower interest rate; to pay off the loan faster with a shorter term; to convert from a fixed-rate mortgage...
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Why Use A Mortgage Broker Instead Of A Bank?
Buying a house is a major purchase. For most, it's even a lifelong commitment. With that said, it's practical to go over all your options before making up your mind about a home loan. Working with a mortgage broker will help you do just that... and more! Service on...
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Why the Property Market Will Boom Part 4 – Population Growth
I always go back to good old supply and demand. Usually it comes down to supply and demand of either or both money and property. Population growth is no different. Common sense tells you that more people create a need for more housing. Therefore, it will increase...
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BOOM TOWN: Why the Property Market Will Boom Part 3 – Government Schemes
In Part 3 of this series I’m going to touch on how government schemes always help push the market higher. People like to blame events like booms and crashes on one thing. It’s nice and convenient to blame one thing. The GFC was caused by “the bankers”. The dot com...
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An Easy Guide to Applying for a Home Loan
If home loans sound alien to you, then we will guide you to the loan application process. Trust us. Will Bell broke down the process into simpler terms just for you.
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What Does a Mortgage Broker Do?
You're vaguely aware of what a mortgage broker does. Judging by the title, you can tell that mortgage brokers... well, help you with your home loan. But, what does a mortgage broker do? As a mortgage broker myself, I get asked this question a lot of times. In this...
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How to Get a Home Loan Pre Approved
By far, this has been one of the most pressing questions first home buyers ask. You know that getting a home loan pre approved is an important step, but how exactly do you do it? After helping my clients complete the process, I decided to make this summary for you to...
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Ultimate Checklist for Buying a New Home in Victoria
Buying a house? Make a checklist of the qualities of your dream house now, and we’ll help you find and purchase the perfect match in Victoria!
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Should I Fix My Home Loan in 2020?
Ask yourself: “Should I fix my home loan in 2020?” It’s never too late for a financial decision. Get started by familiarizing the common mortgage types here.
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5 Things to Know Before Buying a House
Buying a house is a major commitment you’re about to make. Here’s a list of things to know before buying a house and some insights that you’ll definitely find useful.
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BOOM TOWN: Why the Property Market Will Boom Part 2 – The Dubai Effect
Why The Property Market Will BOOM: Part 2 The Dubai Effect I first heard of The Dubai Effect around 4 years ago. It was a conference where demographer Bernard Salt had given a 45-minute presentation. He explained where we are and what direction our nation is headed in...
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How Much Should You Save for a Deposit?
Purchasing a new home is exciting. At the same time, it can also be overwhelming, especially with all the numbers involved. Most prospective homeowners take advantage of available loan options to make this major purchase. In this situation, making a deposit on a home...
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Get Mortgage Pre Approval with These Simple Steps
You've heard about the mortgage pre approval process. You know you need to complete it before you can buy your own house. Yet, what is it actually all about? If you aren't too sure, this article will help you understand it better. What is a mortgage pre-approval? Long...
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3 Common First Home Buyer Mistakes
Be financially prepared! Avoid these first home buyer mistakes if you want to stay satisfied with your brand new home even after the purchase.
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5 Ways to Improve Your Credit Score in Australia
Don’t lose hope. Bad credit scores can still be fixed. Learn how to improve credit score and get to know the system of credit score in Australia.
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How To Pay Your Home Loan Off Fast
You want to pay off your home loan as soon as possible. Problem is, you don't have enough money in your bank account. If you've been wondering about how to pay your home loan fast, then this article has the answers you need. Choose a home you can afford. You...
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The First Home Buyer Deposit Scheme
How much have you saved to form your 20% home deposit? If you have at least 5% on hand, you just might get your home sooner than expected. How? Enter the First Home Buyer Deposit Scheme. It comes with many benefits for potential home buyers like you. Let me list those...
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BOOM TOWN: Why The Property Market Will Boom PART 1 – The Apartment Building Saga
My name is Will Bell, I run a small mortgage broker business in Melbourne. I guess you could say I’ve got front row seats to the spectacle that is the property market. We see property market boom followed by property market boom. In my mind history is set to...
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