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First Home Loan Deposit Scheme: A Definitive Guide for Beginners
Have you been putting off buying your own home due to financial constraints? The First Home Loan Deposit Scheme can be the opportunity you’ve been waiting for to realise your dream of owning a home! In this guide, I’m going to discuss everything you need to know about...
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Can the HomeBuilder Grant Be Used as a Deposit?
The HomeBuilder Grant Victoria is a new program announced by the Federal Government to help Australians build a new home or renovate an existing property. Eligible applicants will receive a $25,000 grant towards their build. It’s available to all eligible...
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HomeBuilder Scheme Victoria: What Is It?
Homebuilder Scheme Victoria - what is it? How can it help eligible Victorian owner-occupiers? What does it involve? In this article, I’ll be discussing everything you need to know about the HomeBuilder Scheme. What is Homebuilder Scheme Victoria? The Australian...
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Steps to a Successful Investment Journey
Investment success doesn’t happen overnight. It takes time, patience, and a great deal of hard work. Investing may seem daunting at first, but it doesn’t have to be a frightening ordeal. If you do your research and start smart, you’ll be on your way to a...
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How to Qualify for a Mortgage If You Are Self-Employed
Over 1 million Australians[1] are swapping their nine-to-five jobs for the freedom of self-employment, picking up work from a variety of freelance jobs – from designing websites to data entry jobs. Self-employment can be rewarding from both a financial and lifestyle...
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Australian Mortgage: Everything You Need To Know
Do you find mortgage and finance talk confusing? You’re not alone. It’s very important to understand mortgage before choosing a home loan option that’s right for you. Here, you can learn more about how Australian mortgage works. What is a Mortgage? First...
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Mortgage Refinance Options: Tips for People with Bad Credit
Do you want to refinance your mortgage but think it’s not possible because you have bad credit? Think again. Having bad credit means you won’t get the lowest interest rates or the best loan terms. However, qualifying for a mortgage refinance may still be possible. ...
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Common Mortgage Myths, Debunked
Getting a mortgage can be a confusing and overwhelming process, especially if you’ve never done it before. To make matters worse, there are a lot of myths and misconceptions out there to contend with. To that end, I’ve decided to set the record straight. Below are...
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Smart Tips to Choosing the Right Investment Loan
What Is An Investment Loan? An investment loan allows you to borrow money to invest using managed funds, cash investments, and accepted shares as security. It provides you with the chance to invest more than you could using your own money, thus increasing your...
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Frequently Asked Questions About Mortgages, Answered
Most first home buyers will need to obtain a mortgage, and this can seem like an overwhelming and scary process. However, when you are armed with the right knowledge, you can banish those fears. With that in mind, I will be answering 5 mortgage FAQs. Mortgage...
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Things to Know Before Refinancing Your Home
There are many reasons to consider a home refinance. Getting a better interest rate to lower monthly payments is still one of the leading reasons to refinance your home. Moreover, refinancing your home also means that you can access your home equity and put your money...
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Questions to Ask Your Mortgage Broker
Australians often depend on mortgage brokers to help navigate the complexities of finding the right home loan. As a licensed mortgage broker, I help buyers and refinancers find the best home loan for their situation and needs. Before committing to any loan, make sure...
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Can I Refinance My Line of Credit Home Loan?
A line of credit (LOC) home loan allows borrowers to access funds from the equity in their property. This can be used separately or simultaneously for different purposes. Perhaps you want to do a home renovation or have emergency medical expenses. Perhaps you want to...
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How to Qualify for a Family Guarantee Home Loan
Are you wanting to buy your first home but struggling to put together the deposit? If so, you may need a family guarantee home loan to purchase a property. In this article, I will be discussing everything you need to know about a family guarantee home loan. ...
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A Guide to Borrowing Extra on Mortgage for Renovations
If you are looking for funds to help you pay for home improvements – be it for a minor cosmetic change or an extensive makeover – you might be thinking about borrowing extra on mortgage for renovations. Our guide should help you decide whether it’s the right option...
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Why the Property Market Will Boom Part 5 – Infrastructure Spending
Rich people love owning property. They know they literally do not have to lift a finger (or spend a dime) and the value of that land will increase. They know their mates in the government will unfairly tax the majority (poor people) and with all that tax money they...
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Split Home Loan Pros And Cons
Fixed home loan? Variable home loan? Instead of choosing between a fixed or variable home loan, you may consider “getting the best of both worlds” by taking out a split home loan. In this article, I will be talking about split home loan pros and cons to help you...
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Should I Get an Interest Only Mortgage in 2020?
Have you heard the term interest only mortgage but aren’t sure what it means? Or maybe you’ve found yourself asking--- should I get an interest only mortgage? If you said yes to any of these questions, I am here to help you. In this article, I will help you understand...
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Secrets to Growing Your Investment Property
A good business is always growing and expanding – and looking for ways to improve your investment properties are no different. You are already an investment property owner, so the hard part is over. Growing your investment property portfolio should be a fun, lucrative...
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How do I Refinance My Mortgage
Refinancing a mortgage means paying off your current loan and replacing it with a new one. There are many reasons why homeowners choose to refinance: to obtain a lower interest rate; to pay off the loan faster with a shorter term; to convert from a fixed-rate mortgage...
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Why Use A Mortgage Broker Instead Of A Bank?
Buying a house is a major purchase. For most, it's even a lifelong commitment. With that said, it's practical to go over all your options before making up your mind about a home loan. Working with a mortgage broker will help you do just that... and more! Service on...
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Why the Property Market Will Boom Part 4 – Population Growth
I always go back to good old supply and demand. Usually it comes down to supply and demand of either or both money and property. Population growth is no different. Common sense tells you that more people create a need for more housing. Therefore, it will increase...
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BOOM TOWN: Why the Property Market Will Boom Part 3 – Government Schemes
In Part 3 of this series I’m going to touch on how government schemes always help push the market higher. People like to blame events like booms and crashes on one thing. It’s nice and convenient to blame one thing. The GFC was caused by “the bankers”. The dot com...
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An Easy Guide to Applying for a Home Loan
If home loans sound alien to you, then we will guide you to the loan application process. Trust us. Will Bell broke down the process into simpler terms just for you.
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What Does a Mortgage Broker Do?
You're vaguely aware of what a mortgage broker does. Judging by the title, you can tell that mortgage brokers... well, help you with your home loan. But, what does a mortgage broker do? As a mortgage broker myself, I get asked this question a lot of times. In this...
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How to Get a Home Loan Pre Approved
By far, this has been one of the most pressing questions first home buyers ask. You know that getting a home loan pre approved is an important step, but how exactly do you do it? After helping my clients complete the process, I decided to make this summary for you to...
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Ultimate Checklist for Buying a New Home in Victoria
Buying a house? Make a checklist of the qualities of your dream house now, and we’ll help you find and purchase the perfect match in Victoria!
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