Frequently Asked Questions About Mortgages, Answered
Most first home buyers will need to obtain a mortgage, and this can seem like an overwhelming and scary process. However, when you are armed with the right knowledge, you can banish those fears. With that in mind, I will be answering 5 mortgage FAQs. Mortgage FAQs Listed below are some of the most frequently […]
Can I Refinance My Line of Credit Home Loan?
A line of credit (LOC) home loan allows borrowers to access funds from the equity in their property. This can be used separately or simultaneously for different purposes. Perhaps you want to do a home renovation or have emergency medical expenses. Perhaps you want to utilise the equity in your home as a deposit for […]
How to Qualify for a Family Guarantee Home Loan
Are you wanting to buy your first home but struggling to put together the deposit? If so, you may need a family guarantee home loan to purchase a property. In this article, I will be discussing everything you need to know about a family guarantee home loan. What is a Family Guarantee? A guarantor is a […]
A Guide to Borrowing Extra on Mortgage for Renovations
A GUIDE TO BORROWING EXTRA ON MORTGAGE FOR RENOVATIONS Click here to book a FREE consultation If you are looking for funds to help you pay for home improvements – be it for a minor cosmetic change or an extensive makeover – you might be thinking about borrowing extra on mortgage for renovations. Our guide […]
Split Home Loan Pros And Cons
Fixed home loan? Variable home loan? Instead of choosing between a fixed or variable home loan, you may consider “getting the best of both worlds” by taking out a split home loan. In this article, I will be talking about split home loan pros and cons to help you decide whether or not this is […]
How Do I Refinance My Mortgage
Refinancing a mortgage means paying off your current loan and replacing it with a new one. There are many reasons why homeowners choose to refinance: to obtain a lower interest rate; to pay off the loan faster with a shorter term; to convert from a fixed-rate mortgage to an adjustable-rate mortgage, or vice-versa; to finance […]
Why Use A Mortgage Broker Instead Of A Bank?
Buying a house is a major purchase. For most, it’s even a lifelong commitment. With that said, it’s practical to go over all your options before making up your mind about a home loan. Working with a mortgage broker will help you do just that… and more! Service on demand The thing about working with […]
An Easy Guide to Applying for a Home Loan
Signing up for a home loan can be confusing, I know. If you’re not sure how to proceed or how to get started, this article should give you all the info you need. Keep reading! Know your options A lot of first home buyers are not aware of this, but there are tons of choices […]
How to Get a Home Loan Pre Approved
By far, this has been one of the most pressing questions first home buyers ask. You know that getting a home loan pre approved is an important step, but how exactly do you do it? After helping my clients complete the process, I decided to make this summary for you to use as a guide. […]
