Important Steps to Prepare for Your Home Buying Journey

Important Steps to Prepare for Your Home Buying Journey

Is this the first time you’re going on a home buying journey? Are you a first-time home buyer? Buying a home can be an exciting time. However, it can also be overwhelming; and understandably so, given that it’s probably the biggest purchase you’ll ever make. Buying a house requires a lot of time and effort, […]

First Home Loan Deposit Scheme: Tips to Secure Your Spot

So, you’ve learned everything you need to know about the First Home Loan Deposit Scheme from my previous blog articles, ‘First Home Loan Deposit Scheme: A Definitive Guide for Beginners’ [1] and ‘First Home Loan Deposit Scheme: Eligibility and Application’[2]. Now, it’s time for you to learn how to secure your spot when applying for the First Home […]

Steps to a Successful Investment Journey

Investment success doesn’t happen overnight. It takes time, patience, and a great deal of hard work.  Investing may seem daunting at first, but it doesn’t have to be a frightening ordeal. If you do your research and start smart, you’ll be on your way to a successful investment journey.  If you want to start your […]

Australian Mortgage: Everything You Need To Know

Do you find mortgage and finance talk confusing? You’re not alone.  It’s very important to understand mortgage before choosing a home loan option that’s right for you. Here, you can learn more about how Australian mortgage works.  What is a Mortgage? First things first, what is a mortgage? A mortgage is a kind of loan […]

Mortgage Refinance Options: Tips for People with Bad Credit

Do you want to refinance your mortgage but think it’s not possible because you have bad credit? Think again. Having bad credit means you won’t get the lowest interest rates or the best loan terms. However, qualifying for a mortgage refinance may still be possible.  Mortgage Refinance Strategies to Keep In Mind Here’s a look […]

Common Mortgage Myths, Debunked

Getting a mortgage can be a confusing and overwhelming process, especially if you’ve never done it before. To make matters worse, there are a lot of myths and misconceptions out there to contend with. To that end, I’ve decided to set the record straight.  Below are three of the most common Australian mortgage myths. I’ve […]

Can I Refinance My Line of Credit Home Loan?

A line of credit (LOC) home loan allows borrowers to access funds from the equity in their property. This can be used separately or simultaneously for different purposes. Perhaps you want to do a home renovation or have emergency medical expenses. Perhaps you want to utilise the equity in your home as a deposit for […]

Split Home Loan Pros And Cons

Fixed home loan? Variable home loan? Instead of choosing between a fixed or variable home loan, you may consider “getting the best of both worlds” by taking out a split home loan. In this article, I will be talking about split home loan pros and cons to help you decide whether or not this is […]

Should I Get an Interest Only Mortgage in 2020?

Have you heard the term interest only mortgage but aren’t sure what it means? Or maybe you’ve found yourself asking— should I get an interest only mortgage? If you said yes to any of these questions, I am here to help you. In this article, I will help you understand what an interest only mortgage […]